Working Capital
Cash for payroll, supplier bills and the weeks between finishing work and collecting for it.
New Bern, NC
New Bern, NC Business Funding: Working Capital, Lines of Credit, Equipment and Term Loans
Start by naming the bill, the purchase or the gap. We match the request to the structures that fit it and send it to funding partners who review it and make their own decision.
Six funding structures
6 options Craven County businesses use for payroll, stock, equipment, remodels and uneven months.
Business Term Loans
One amount up front, repaid on a schedule: remodels, a second site, buying a business or a partner's share.
Business Line of Credit
A limit you draw on when a month runs short and pay back when receipts catch up.
Inventory Financing
Money for shelves, coolers and parts rooms, usually tied to the stock it buys.
Equipment Financing
Loans and leases for used or new machines, service vans, lifts, chairs and kitchen lines.
Merchant Cash Advance
An advance bought against future card or bank receipts. Not a loan; total every remittance first.
Industries partners consider
Each page looks at how a Craven County, NC industry earns and spends, and which structures suit it.
Construction
Contractor business loans in New Bern, NC: working capital for draws and retainage, construction equipment financing and lines of credit for builders.
Plumbing & HVAC
Plumbing and HVAC business loans in New Bern, NC: service van financing, parts inventory, lines of credit for install jobs and buying an existing company.
Landscaping
Landscaping business loans in New Bern, NC: zero-turn mower and truck financing, working capital for crew payroll and lines of credit for uneven months.
Restaurants
Restaurant business loans in New Bern, NC: kitchen equipment financing, renovation and second-location loans, and what partners ask restaurants for.
Grocery Stores
Grocery store business loans in New Bern, NC: inventory financing for stock, refrigeration and cooler financing, and what partners review for grocers.
Gas Stations & Convenience
Gas station business loans in New Bern, NC: fuel and store inventory, pumps and coolers, buying a station, and gas station financing requirements.
Retail
Retail business loans in New Bern, NC: inventory financing, working capital, store fixtures and boutique funding, with Census counts for local shops.
Auto Repair
Auto repair shop loans in New Bern, NC: lifts and diagnostic equipment financing, parts inventory, working capital and auto body shop financing.
Medical Practices
Medical practice loans in New Bern, NC: working capital for reimbursement gaps, medical equipment financing, buy-ins and clinic expansion loans.
Dental Practices
Dental practice loans in New Bern, NC: chair and imaging financing, practice purchase loans, office build-outs and working capital for dentists.
Chiropractic & Therapy
Chiropractic, physical therapy and optometry business loans in New Bern, NC: equipment financing, working capital and practice expansion funding.
Law Firms
Law firm business loans in New Bern, NC: lines of credit for payroll between fee receipts, working capital, office build-outs and partner loans.
Accounting Firms
Accounting firm loans in New Bern, NC: buying a CPA firm or client book, staffing up before tax deadlines, and lines of credit for uneven fee income.
Craven County, NC towns
Owners anywhere in Craven County reach us by phone or the online form.
How it works
A call, a complete file, a partner's review, your decision.
Describe the need
Phone us, or leave the short form for a call back. We ask what the money is for and when it is needed.
Gather the basics
Recent bank statements, entity details and, for equipment, the quote. We say which items matter for your option.
Partner review
A funding partner reviews the file and decides whether to make an offer, and on what terms.
Your decision
Read the total cost and every payment date. Accepting, asking questions or walking away is up to you.
Questions to Settle Before You Call in New Bern, NC
Short answers for Craven County, NC owners before they call.
Which purposes can a small business loan cover in New Bern, NC?
Payroll, stock, equipment, remodels, a second location, buying a business or a partner's share, and steadier cash through uneven months are all purposes a small business loan can cover. A funding partner asks what the money is for and may limit it to that use, so naming the purpose early helps match the right structure.
How do I apply for a business loan through Lodgehollow?
Call (252) 318-5365 or send the short form: full name, phone, email, company name if you have one, and three picks covering time in business, annual revenue range and the amount you want. We call back, talk through the purpose and list the records a partner will want.
Where does a partner's review usually begin?
Time in business, recent bank deposits, current debts and the owner's credit are typical starting points. There is no single published threshold; each partner sets its own criteria and decides on its own.
Does Lodgehollow arrange personal, payday or startup loans?
No. The six options on this site are for operating businesses. Personal, payday, auto title, mortgage, startup and SBA loans are outside what we arrange, and we do not offer grants.
A different question? Call (252) 318-5365.
Send the Short Form, Get a Call Back
Full name, phone, email, company name if you have one, and three quick picks: time in business, annual revenue range and the amount you are after. Nothing to upload yet.
Call (252) 318-5365
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